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It is said that if you want to be in the mountains, then it is not possible for you to constantly walk on flat ground. The IBPS Bank PO work profile is like this. Every year thousands of students appear on the IBPS PO exam. Some try their luck and some show up with their tough preparation. Even if you are selected, the struggle and hard work does not end here. There is a long list of functions performed by a probationary officer. IBPS applicants who dream of a life full of benefits should know the full facts about the job role and working lives of officers at the Bank.

IBPS PO: full form and meaning

The Institute for the Selection of Banking Personnel conducts the examination for the position of Attorney at various banks. This position is called probationary officers because after being selected on the IBPS exam, candidates are trained and there is a 2-year probationary period. So if you are taking the IBPS PO exams, you need to know everything. The exam itself is very difficult. After being selected, training makes this profession difficult. The learning phase is always full of experiences in various fields of the bank such as credit, customer management, accounts, lockers, etc. In banking jobs, a career as a probationary officer is one of the fastest growing. The 2-year hard work pays off once PO completes its training period.

Some job duties of the probationary officer

Practical knowledge of finance, accounting, marketing, billing and investing. Routine jobs such as posting, posting, preparing accounts, etc. Another responsibility of the PO is to work as a public relations officer. Handle customer complaints and address various customer related issues, account discrepancies. Rectification of undue charges.

A bank PO issues ATM cards, checkbooks, demand orders, etc. The work of a bank purchase order also includes management tasks, such as supervising administrative work, making decisions for the benefit of the bank, managing the cash balance, etc. When the Management Trainee successfully completes the 2-year training period, they are promoted to Bank Deputy Manager. Now, there is also a change in job responsibilities. The basic job profile now involves handling the daily transactions of the clients, viz. writing a check, issuing money orders, managing cash, etc.

Bank PO Career Advantages: Salary and Benefits

Advantages of IBPS PO

Gross Salary: approximately 5.57,000 with HRA. PO bank monthly salary - Approximately Rs 40,000. We will update latest IBPS PO salary on this blog before with salary receipt so candidates can guess the total amount.

Basic payment: 23,700 INR

Getting this pay scale in the first government job is like a great achievement for candidates. The general salary is much higher.

Home rental allowance

This ranges from 6% to 15% of the basic salary allocation and depends on the area in which the bank is located. Renting and owning a home is the hardest thing if you're going into banking jobs. This is the biggest expense when you are out of town.

Shortage of Living Allowance

PO receives INR 10700 as a hunger allowance, making this position the most desirable for candidates.

Hospitalization reimbursement and license fee grant. Nobody likes to spend their earnings on illness. Banks pay the probationary officer's sick leave fee. A probationary officer receives INR 700 per day for the hospital room assignment. This also includes first class train ticket with A / C or economy class flight ticket, taxi charges and amount paid to car, if applicable.

Deputation grant

While training for 2 years, PO can get relocations, for which he receives INR 1500 per day, plus travel expenses.

Other subsidy

These other provisions include daily expenses for the press and gasoline up to 35 liters. Some premium banks also pay for phone and entertainment expenses. Several banks also provide reimbursements such as furniture allowance, briefcase allowance, cheaper loans, and life insurance policies.This is a full working life for many officers on probation. I hope this information helps you get a complete picture of the tremendous benefits a bank purchase order officer enjoys. If you dream of partnering with any of the partner banks that join the IBPS Common Recruitment Process (CRP), you must take the IBPS PO / MT exam.

Is IBPS Bank's PO job stressful?

It depends on the branch where it is published. For prominent bank officials in metropolitan cities, headquarters, regional offices, the job can be really exhausting. The workload is higher in these branches. But this is not the case for everyone, if you love your job and really enjoy working in a bank, you will find it challenging and satisfying for both of you.

What are IBPS PO's working hours?

In an ideal situation, IBPS PO's working hours are 10 a.m. M. At 5 p. M. (7 hours), which are the usual banking hours in India. Lunch hours vary from branch to branch. The usual lunch break is between 1:30 PM and 2:30 PM. Although, in case of increased workload at the end of the exercise, these hours can be extended.

Attention applicants for IBPS PO

The IBPS PO exam is conducted for the recruitment of probationers / management trainees in public sector banks.Candidates who are willing to sit the exam must meet the IBPS PO Minimum Eligibility Criteria specified by the Organization. If a candidate does not meet the eligibility criteria, they will not be allowed to take the IBPS PO 2020 exam.In this article, candidates will learn the full details about the IBPS PO 2020 Eligibility Criteria.All three IBPS PO 2020 eligibility conditions must be met:

  • Nationality
  • Age limit
  • Educational qualification for bank purchase order

IBPS PO 2020 Eligibility Criteria

Candidates wishing to sit for the IBPS PO exam must meet all aspects of IBPS PO 2020 eligibility. Eligibility for the IBPS PO exam is specified based on three aspects: nationality, age limit, and educational qualification for the PO bank, which we will explain in the following sections.

Age limit

The minimum age for a candidate to take the IBPS PO exam is 20 years old and the maximum age is 30 years old, that is, the candidate must have been born on or after August 2, 1989, but not later than August 1 August 1999. The IBPS PO age limit is considered an important criterion for the selection of eligible candidates.

Age Relaxation

S. No. 


Age Relaxation


Scheduled Caste/Scheduled Tribe   

5 Years


Other Backward Classes (Non-Creamy Layer)  

3 Years


Persons with Disabilities        

10 Years


Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment     

5 Years


Persons ordinarily domiciled in the state of Jammu & Kashmir during the period 1st Jan 1980 to 31st Dec 1989     

5 Years


Persons affected by 1984 riots    

5 Years



A candidate must be:

  • A citizen of India or
  • A subject from Nepal or
  • A subject from Bhutan or
  • A Tibetan refugee who arrived in India before January 1, 1962 with the intention of permanently settling in India or
  • A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, the East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of settle in India.

Note: Candidates who fall into any of the above mentioned categories must have proof of identity certified by the Government of India.

Educational qualification for bank purchase order

A candidate with a graduate degree in any branch / branch of a government recognized university. of India or any equivalent title recognized as such by the Central Government. The final result of your Bachelor's Degree must be declared before August 28, 2020. In case a candidate is awarded with CGPA / OGPA, they must convert it to a percentage (closer to 2 decimal places) and mention it on the application form.The percentage fraction will be counted as a whole number, that is, 59.99% will be treated as less than 60%. When completing your application form, you will be asked to fill in your graduation percentage.

So, you should mention it accordingly. Calculation of the percentage: The percentage marks will be obtained by dividing the total marks obtained by the candidate in all the subjects in all the semesters / years by the maximum marks added multiplied by 100. This will be applicable for those Universities also where the Class / Degree is decided based solely on Honors grades.

Note: There are no restrictions on the number of attempts on the IBPS PO exam. A candidate can attempt the exam as many times as they want, until they exceed the IBPS PO age limit.

BPS 2020 PO Eligibility - Handicapped Baseline Reservation

According to the Persons with Disabilities Rights Act of 2016, Section 34, referral disabled candidates are eligible for reservation.The categories mentioned in this Law are listed below:

  • Blindness and low vision.
  • Deaf and hard of hearing.
  • Locomotors disability, including cerebral palsy. Leprosy cured, dwarfism, victims of acid attacks and muscular dystrophy.
  • Autism, intellectual disability, specific learning disability and mental illness.
  • Multiple disabilities among the people under clauses (a) to (d), including deafblindness in the positions identified for each disability.

Candidates should take into account that the allocation of these reserved categories will be as prescribed in the “Law on the Rights of Persons with Disabilities, 2016” and according to the vacancies reported to IBPS by the participating organizations.

IBPS SO 2019 Result - Qualification scheme and selection criteria

According to the IBPS SO Result 2019 qualification scheme, candidates must attempt all 3 sections that are asked in the preliminaries question document. After scoring the preliminaries, applicants must qualify for the Mains exam by attempting the unique Professional Skills section. Each section consists of different qualifications and candidates must qualify in each separate section to be selected. For the main exam, there will be a total of 60 points. Only the professional knowledge section will be in the main questions document.

  • Professional IT knowledge
  • Professional agricultural knowledge
  • Marketing
  • Human Resources
  • Rajbhasha
  • Law

Increase your IBPS SO result score with solved previous years IBPS specialist officer recruitment question documents. Below is the IBPS specialist officer result qualification procedure which is provided in tabular form for easy understanding by candidates.

IBPS Specialist Officer Cut Off Marks



You can check the expected IBPS SO 2019 Cutoff marks (Official) for the Prelims exam from the below section. Here we are also providing last year's cutoff marks for prelims and mains exams.

IBPS SO Prelims Cut Off 2019 [Official]

Sectional Cutoff Marks


Maximum Marks



English Language








General Awareness/Quantitative Aptitude




Overall Cutoff Marks


Cutoff (Out of 125)






















IBPS PO Eligibility Criteria: Frequently Asked Questions

Many candidates have questions regarding eligibility for the IBPS PO exam. Some of these questions ask about the basic eligibility criteria of the Bank's PO for the exam and some require detailed information about the age limit and qualification criteria. Send us a comment to ask your questions about the IBPS PO 2020 Eligibility Criteria. We will gladly answer all your questions as soon as possible.

Therefore, below we have included the most frequently asked questions / frequently asked questions about IBPS PO 2020 eligibility.

Question 1. I got less than 60% on my bachelor's degree. Am I eligible for IBPS PO?

Answer: the answer is yes. Candidates with less than 60% grades on their graduation title are also eligible for the IBPS PO exam because candidates only need a graduation title to appear on the exam.

Question 2. Are engineering students eligible for an IBPS PO position?

Answer: Yes, engineering students can also appear on the IBPS PO exam. Candidates with graduation degree from any branch / branch are eligible for the IBPS PO 2020 exam. Engineering candidates are eligible to sit for any competitive exam. Otherwise, the eligibility of engineering students will be mentioned in the official notice of that exam.

Question 3. Are B.Tech 4th year students eligible for the IBPS PO exam?

Answer: Yes, candidates in their final year of their graduation degree are not eligible. Candidates must possess a valid grade sheet / graduation certificate with the percentage of grades obtained, while registering online.

Question 4. Is a candidate partially deaf (deaf in one ear) eligible for IBPS PO?

Answer: Yes, candidates who are partially deaf are eligible for the IBPS PO 2020 exam. We have previously mentioned the details about IBPS PO exam eligibility for benchmark disabled candidates. Candidates who are unable to take the exam or whose writing speed is permanently adversely affected for any reason, may use their own scribe. The rules for using Scribe are mentioned in the IBPS PO 2020 Exam Official Notice.

Question 5: How many attempts can I get for the IBPS PO exam?

Answer: You can make as many attempts as you want. There is no restriction on the number of attempts for the IBPS Bank PO exam. However, in SBI PO, it can appear on the exam only 4 times. In the coming years, IBPS may also present it. Above we have provided all the details for the IBPS PO Eligibility Criteria. Candidates are suggested to appear in IBPS Bank PO exam to make sure you are qualified for it or not if a candidate satisfies the eligibility for the IBPS PO exam mentioned above, they will be eligible to take the exam.

We hope that all your doubts / queries regarding IBPS PO exam eligibility will be clarified after reading this blog. If you still have some questions, you can ask them in the comment section provided below.

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